Pay $100. Save real money.
Get backup when life gets hard.
RTM is a members-only discount card and community fund. Join once a year. Use it every week at partner stores.
What you get
Immediate savings, optional earnings, and backup after 90 days
Same-day value
Save
Get your digital RTM Member Card after payment. Show it at partner stores and save 5% to 50%.
Optional referral
Earn
Share your member link. Earn $30 when someone joins through you, with a two-level limit by design.
Community Fund
Support
After 90 days of active membership, apply for support if something unexpected hits.
How it works
From signup to support in three steps
Join for $100
Create your account and pay the annual RTM membership fee.
Use your card
Show your digital RTM Member Card at participating stores and save right away.
Apply after 90 days
Active members can request up to $1,000 from the Community Fund when eligible.
Community impact
70 cents of every $100 goes into the member fund.
This is not insurance and it is not an investment. It is neighbours helping neighbours through a shared pool, with reviewed applications and clear limits.
- Maximum aid request: $1,000
- 90-day waiting period (anti-abuse)
- Rotating member review panel
- Public quarterly reports
Join RTM - $100/year
Takes 5 minutes. Discount card is ready immediately after membership activation.
RTM is community aid, not insurance or an investment. Income is not guaranteed.